Wholesale Banking

Loan Pool Purchases and Participations

Equity Bank maintains an emphasis in real estate collateralized loans. The Equity Bank Loan Portfolio is diversified and contains loan collateralized by single family residences, one to four family, multi-family, commercial, warehouse, commercial manufacturing and strip centers across the US. The Bank predominately acquires loans in the secondary financial markets by negotiating private loan acquisitions or participating in commercial loan auctions. Typically, Equity Bank acquires or participates in loan transactions involving a single borrower/guarantor in amounts ranging from $1.50 million to $6.00 million in purchased value.

Equity Bank seeks loans from other financial institutions and loan sale advisors that are well collateralized. Equity Bank can quickly derive underwriting values and credit decisions for assets from the commercial real estate sectors, heavy industry capital equipment and other assets whose market values can be readily obtained. For more information please contact us at 214-237-3170.

Loan Originations

Equity Bank, SSB does not solicit retail loan accounts. The Bank will evaluate loan opportunities in accordance with the Bank’s Community Reinvestment Act Wholesale Bank Plan and Local Service Area Plan adopted by the Board of Directors.

Loan Servicing

Equity Bank has a fully staffed loan servicing department. Each of the members of loan servicing group is experienced in servicing, customer communications, file management and loan needs. Equity Bank services most purchased and originated loans in house. We strive to serve our loan customers with personable one-on-one responsiveness. If you have questions regarding your loan, including payment amounts, payoffs, loan documents, taxes, escrow and insurance, please call us today at 214-237-3170 and ask for loan servicing.