Home | About Us | Privacy Notice to Account Holders | Wholesale Banking

Privacy Policy

Facts	What does Equity Bank, SSB do with your personal information?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account balances and payment history Credit history and credit scores When you close your account, we continue to share information about you according to our policies.
How?	All financial companies need to share customers’ personal information to run their everyday business – to process transactions, maintain customer accounts, and report to credit bureaus. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Equity Bank, SSB chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Equity Bank, SSB share?	Can you limit this sharing?
For our everyday business purpose - to process your transactions, maintain your account, and report to credit bureaus	Yes	No
For our marketing purposes – to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We don't share
For our affiliates’ everyday business purposes – information about your transactions and experiences	No	We don't share
For our affiliates’ everyday business purposes – information about your creditworthiness	No	We don't share
For our affiliates to market you	No	We don't share
For nonaffiliates to market you	No	We don't share

Sharing Practices
How often does Equity Bank, SSB notify me about their practices?	We must notify you about our sharing practices when you open an account and each year while you are a customer
How does Equity Bank, SSB protect my personal information?	We restrict access to your personal information to those individuals who need to know that information to provide products and services to you. To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Equity Bank, SSB collect my personal information	We collect your personal information, for example, when you Open an account or deposit money Pay your bills or apply for a loan We also collect your personal information from others, such as credit bureaus, affiliates, or other companies
Why can’t I limit all sharing?	Federal law gives you the right to limit sharing only for Affiliates’ everyday business purposes – information about your creditworthiness Affiliates to market you Nonaffiliates to market you State laws and individual companies may give you additional rights to limit sharing

Definitions
Everyday business purposes	The actions necessary by financial companies to run their business and manage customer accounts, such as Processing transactions, mailing, and auditing services Providing information to credit bureaus Responding to court orders and legal investigations under the Right to Financial Privacy Act and other laws and regulations.
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies Equity Bank, SSB has no affiliates
Nonaffiliates	Companies not related by common ownership or control. They can be financial or nonfinancial companies Equity Bank, SSB does not share information with non-affiliates for any reason
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you Equity Bank, SSB does not jointly market

Home | About Us | Privacy Notice to Account Holders | Wholesale Banking | Security Notice

Equity Bank, SSB is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Savings and Mortgage Lending. Any consumer wishing to file a complaint against Equity Bank, SSB should contact the Texas Department of Savings and Mortgage Lending through one of the means indicated below: In Person or by U.S. Mail: 2601 North Lamar Blvd. Suite 201, Austin, TX 78705-4294. Telephone (877) 276-5550, Fax (512) 475-1360, E-mail smlinfo@sml.state.tx.us